Services: Individual Account

Our Commitment
Our individual clients will benefit from our expertise and long-term commitment to their insurance and financial services needs. We will always be sure that we are able to add value for these individuals before we establish a mutually beneficial, long term relationship with them. Furthermore, we will recommend only those products and services, which if we were in the individual’s situation, we would purchase ourselves.


Financial Planning
When an individual has a need for a comprehensive financial plan, we are there to help them systematically analyze their options and opportunities in relation to their short, mid and long term goals. We view this relationship as an opportunity to help and therefore do not charge a fee for this process..


Estate Planning
One of the tools in the Estate Planning process is a Living Trust. As one of our valued clients, you will have the opportunity to complete an Estate Plan and purchase a comprehensive Living Trust for just under $1,000.


Retirement Planning
The statistics are no less than alarming relative to retirement. Only 1 out of 100 Americans retires wealthy. Moreover, 95% of all American over 65 are either dead or dead broke. We have a unique solution to this crisis that we are excited to share with you.


When we meet with individuals and families, we are as interested in learning as much as we can about their hopes and dreams. We spend a great deal of time completing a fact-finder, obtaining objective data and collaborating on your priorities. We are committed to helping you protect and preserve your current lifestyle, while preparing for future income needs. We are proficient with the latest concepts and strategies address the significant areas of concern. Financial Planning, Estate Planning, Retirement Planning, Mortgage Insurance, Individual Health Insurance and Living Trusts.